Stamford Healthcare Credit Union Logo

Our Rates

Rates

Loan Rates Shares Shares Certificate

Effective as of: January 1, 2022

Risk Based Lending Unsecured Loan Rates

Fair Isaac Scores Maximum Loan AmountUnsecured Loan Rate (APR)No Column DataNo Column DataNo Column DataNo Column Data
730 plus (A plus)6.59%
680-729 (A)7.59%
640-679 (B)9.59%
600-639 (C)11.59%
550-599 (D)12.59%
 

Vehicle Loans

Credit ScoreCredit Tier24 to 48 Mos.60 Mos.72 Mos84 Mos
730 plusA Plus2.75% APR2.99% APR3.29% APR3.59 % APR
680-729A2.99% APR3.29% APR4.29% APR4.59% APR
640-679B4.29% APR4.59% APR4.99% APR6.59% APR
600-639C5.99% APR5.99% APR6.59% APRn/a
550-599D7.99% APR9.29% APR11.59% APRn/a
540 or lessE9.99% APR12.99% APRn/an/a
Recreational vehicles including motorcycles, boats, ATVs, snowmobiles and jet skis - rate is 1% higher than auto loan rates.
 

FIXED HOME EQUITY LOAN

Maximum Loan Amount $125,000Rate (APR)No Column DataNo Column DataNo Column DataNo Column Data
0 to 60 Months3.75% APR
61 to 120 Months4.25% APR
121 to 180 Months5.25% APR
 

Shares Secured Loans

TermRate APRNo Column DataNo Column DataNo Column DataNo Column Data
12 to 60 Months3.05%
 

LINE OF CREDITS (CHECKING)

15% APR