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Our Rates

Rates

Loan Rates Shares Shares Certificate

Effective as of: JULY 1, 2024

Risk Based Lending Unsecured Loan Rates

Fair Isaac Scores Maximum Loan AmountUnsecured Loan Rate (APR)No Column DataNo Column DataNo Column DataNo Column Data
730 plus (A plus)8.75%
680-729 (A)9.75%
640-679 (B)11.75%
600-639 (C)13.75%
550-599 (D)14.75%
 

Vehicle Loans

Credit ScoreCredit Tier24 to 48 Mos.60 Mos.72 Mos84 Mos
730 plusA Plus5.00% APR5.25% APR5.50% APR5.75% APR
680-729A5.25% APR5.75% APR6.00% APR6.25% APR
640-679B6.00% APR6.25% APR6.50% APR7.59% APR
600-639C6.50% APR6.75% APR7.25% APRn/a
550-599D9.00% APR9.25% APRn/an/a
540 or lessE13.00% APR13.99% APRn/an/a
Recreational vehicles including motorcycles, boats, ATVs, snowmobiles and jet skis - rate is 1% higher than auto loan rates.
 

FIXED HOME EQUITY LOAN

Maximum Loan Amount $125,000Rate (APR)No Column DataNo Column DataNo Column DataNo Column Data
0 to 60 Months5.75% APR
61 to 120 Months6.25% APR
121 to 180 Months7.00% APR
 

Shares Secured Loans

TermRate APRNo Column DataNo Column DataNo Column DataNo Column Data
12 to 60 Months3.05%
 

LINE OF CREDITS (CHECKING)

15% APR